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Health Benefits


Individual or group coverage, personalized for your needs,

that provides comprehensive coverage at very competitive rates!  

With a quick & simple over-the-phone sign-up process, we can initiate a program tailored to your specific situation.  The program includes access to the following coverage and special features:

  • Guaranteed Instant Issue Coverage, including existing prescriptions

  • No waiting period for any coverage including dental

  • Full $500 coverage per person, per year, per health practitioner (​Massage Therapy, Chiropractor, Naturopath, etc...)

  • Health and Dental plans start the 1st of every month

  • Up to 90% Prescription drug coverage 

  • Pay Direct Drug Card on all prescription purchases

  • Up to 80% basic & 70% extensive dental coverage

  • Permanent Emergency Travel Insurance of $5,000,000 on up to 15 days per trip out of province or country

  • Vision Care: $250 for prescription eyeglasses &/or contact lenses and $65 eye exams, per person every 24 months

  • Online account access

  • No yearly increases based on usage of the plan

  • Direct Deposit on claims

  • no limit on dependents

  • The plan is portable for each individual

  • Cancel anytime with 30 days notice


Stop Paying For Your Health & Dental Expenses Out Of Your Own Pocket!

Certain business structures qualify for a unique alternative for covering you and your employees with health benefits, utilizing a flexible, budget-friendly 'pay as you go' Health Spending Account. No monthly premiums, no restrictions or exclusions for pre-existing conditions (so guaranteed coverage for all staff, regardless of health), and customizable to fit your company.

What Is A Health Spending Account?

  • it allows you to use your company's money to pay for you and your employee's personal health and dental expenses

  • it is a 100% tax-free benefit for you and your employees, and 100% tax deductible for your company



Is Your Business A Fit?

  • Do you operate a limited or incorporated business inside Canada (outside the province of Quebec)?

  • Do you want to have complete control over your costs?

  • Do you want to offer flexibility while empowering your employees to spend their healthcare dollars on what matters most to them and their families?

      If you said Yes to the questions above, this plan is a great fit for your business!

​​To discuss how we can personalize a plan that is right for you,
call 780-446-2426 or email
Interested in a preliminary quote online?
Click the 'Needs Analysis' button to submit your requirements. 
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